All posts by alewis@561media.com

Many people use their valuables on a regular basis to help make ends meet. Oftentimes a pawn loan is the best solution when an unforeseen need for short-term financing arises. With a pawn, the borrower simply brings in the item they wish to use as collateral to help secure the loan along with their government-issued ID.

The loan amount is based on a percentage of the value of the item being pledged. The borrower must repay the loan in full plus the small fee (typically due in 30 days) in order to get their item back. Learn more here: How much does a pawn loan cost?

What Options Do You Have To Repay A Pawn Loan

Pawn loans differ from regular loans in that unlike other loans, when a pawn is due, the borrower has many options. The borrower may repay the pawn loan to retrieve the item, pay the interest to renew the loan for another 30 days, and keep the account active or choose to keep the borrowed money by not paying back the loan at all and therefore forfeit the pawned item.

Can I Pay My Pawn Late?

When a customer decides that instead of repaying the borrowed money it is in their best interest to retain the borrowed funds (or the funds may not be available), the item is relinquished to the pawnshop and made available for sale. One of the most useful features of a pawn is that if circumstances demand it, a borrower can choose not to pay back the loan with no effect on their credit. Since credit is not a part of a pawn transaction, if the account becomes past due for 32 days after the due date, for example, the borrower will instead forfeit their item to be sold by the pawnshop. Don’t try that with your car or furniture payment! As you know with your car or furniture loan, a non-payment ultimately will affect your credit; and a repossession on your credit report can therefore affect your ability to get a better rate or perhaps to borrow at all.

Paying your loan (or the interest).

The borrower may repay the pawn loan to retrieve the item on or before the due date. If you are unable to repay the loan in full when it’s due, you may pay at least the interest on the payment due date to keep the account active and renew the loan for another 30 days. You will be charged an additional fee each time you renew based on the amount outstanding, so it is encouraged to pay the interest plus any additional amount you desire to pay towards the principal balance (or borrowed amount).

What can you do if your pawned item is forfeited?

Although it should not be relied on, it is not unheard of for a relinquished item to be repurchased at a later date at its retail price by the person who pawned it. A relinquished item that remains available for sale may have its pawn reactivated for the interest amount due or paid out if all components of the pawn are still available.

Pawn Shop Near Me in Pompano Beach

Despite what one may believe, pawnbrokers do not set out to confiscate pawn items so they can be sold. In fact, it’s in their best interest to create happy pawn customers who are likely to return to pawn the same (or more) items should they need extra funds again in the future. Pawnbrokers know that if they sell an item that was pawned, they may only make their money back once, but if you redeem your item and need their services again, that item could create repeat business for them in the future.

To inquire more about our services, you may call us at 954-941-1826 or visit our contact page.

Blog, Pawn Shops

How Does A Pawnshop Work

July 12, 2021 alewis@561media.com

How Does a Pawn Loan Work?

A pawn is another term for a collateral loan. Pawnbrokers lend money on items of value ranging from gold and diamond jewelry, musical instruments, televisions, electronics, tools, household items, firearms, and more. Some pawnshops may specialize in certain items. Loans are based on the value of the collateral. When a customer pays back the loan, their merchandise is returned to them. A customer may also choose to surrender his or her collateral as payment in full. Pawnshops may offer extensions/renewals (where permitted by state law).

Why Would You Choose a Pawnbroker to Get a Loan?

Pawnbrokers offer the consumer a quick, convenient and confidential way to borrow money. pawnshops offer short-term cash loans without the need for a credit check or legal consequences if the loan is not repaid. Pawnbroking imposes a discipline on the borrower that other lenders do not. Pawn loans do not cause people to overextend credit or go into bankruptcy.

How Much Will The Pawnshop Loan Me For My Items?

Loan amounts vary according to the value of the item. There is no minimum dollar amount allowed on a pawn transaction but the maximum amount may be set by state pawn laws. Your loan amount will be determined according to other factors as well such as demand and condition of the item. Not all pawn stores are the same and price will vary.

How Do Pawnshops Determine The Value Of Your Item

Unlike the TV show, pawnshops don’t usually have an expert come down to look at your items. Pawnshops base the value of the item on the current appraised value, its current condition, and the ability to sell the item.

Pawnbrokers use research tools that they have at their disposal to determine an item’s value and get you the most money for the item. Pawnshops see a wide variety of used items, and pawnbrokers need to consider a wider range of factors when determining value. The appraisal takes into account the condition of the item, and sometimes even the circumstances of the seller.

Although in-house and third-party experts are frequently consulted, pawnbrokers typically depend upon online resources and “blue book” databases for a general idea of current market value for the most items.

Sell Your Gold, Jewelry and Guns To A Pawnshop

Pawnshops do considerable business in jewelry, precious metals, and guns and are likely to have an owner or employee with specific expertise. How much a pawnshop gives you depends on the cut and clarity of diamonds, as well as the carat weight of gems and gold. They will be aware of the “melt price” of gold and silver (the base value of the metal apart from its current form), frequently staying abreast of the changes from day to day, or even throughout the day. Although pawnshops do not generally establish a fixed minimum value on any item, they’ll often use a percentage as a baseline for determining the value of gold

What Is The Significance of The 3 Spheres in The Pawn Shop Logo

The pawnbrokers’ symbol is three spheres suspended from a bar. The three-sphere symbol is attributed to the Medici family of
Florence, Italy, owing to its symbolic meaning of Lombard. This refers to the Italian province of Lombardy, where pawn shop banking originated under the name of Lombard banking. The three golden spheres were originally the symbol that medieval
Lombard merchants hung in front of their houses, and later became the arms of the Medici family. It has been conjectured that the golden spheres were originally three flat yellow effigies of gold coins, laid heraldically upon a sable field, but that they were converted into spheres to better attract attention.

The Best Pawn Shop Near Me

If you have been searching for the best pawnshop near me in Deerfield Beach and the rest of Broward County and Palm Beach County then look no further than A to Z Guns and Pawn. We buy and sell pawn items near you and you can definitely find just about any brand of gun you are looking for with us. Give us a call or come visit our location today if you are looking for the largest gun dealer in South Florida! To inquire more about our services, you may call us at 954-941-1826 or visit our contact page.

Blog, Guns

Getting Ready For a Florida Concealed Weapons Class

June 9, 2021 alewis@561media.com

The great Stan Lee once wrote, “With great power comes great responsibility”. Nowhere is this statement more real than owning and carrying a firearm. Carrying a concealed weapon is a big responsibility. The state of Florida allows responsible citizens to carry a firearm for personal protection and safeguarding their loved ones from potential threats. There are some general eligibility criteria that all applicants need to fulfill to ensure that they qualify for a permit.

A clear background is not sufficient for getting a concealed weapon permit approval. All applicants need to undergo mandatory training for gaining hands-on experience. Because of this, A To Z Gunz and Pawn has designed a program to familiarize applicants with the safety rules of firearm handling that will allow them to obtain a concealed carry permit.

Concealed Weapons Classes & Concealed Carry Permits

As proud members of the NRA, A to Z Guns & Pawn offers Florida Concealed Carry Classes and Gun Permits (CCW). Taught by NRA-certified instructors, you’ll learn everything you need to get your permit to carry a firearm in Florida. With a CCW (carrying a concealed weapon) course at A to Z Guns and Pawn, you can get your Concealed Weapons Permit in as little as a week.

Are you ready to get your Florida Concealed Weapons Permit? The trained firearms instructors at A to Z Guns & Pawn are here to help. We offer Deerfield Beach Concealed Carry classes that are designed to become competent in firearm safety including, handling, loading/unloading, and shooting your firearm.

What Will You Learn at Our Florida Concealed Weapons Classes

Our concealed weapons permit class will cover a wide range of areas including how to safely carry your firearm (both at home and on the range to go along with safely carrying concealed, of course).

Your instructor will go over the following firearm safety tips that every person who owns and carry a gun should live by:

Know what’s behind your target
Don’t point your weapon at anything you don’t intend to shoot
Always treat your weapon as if it’s loaded, meaning imagine there’s a round in the chamber and it’s on fire
Don’t put your finger in the trigger guard unless you’re aiming to shoot
Always keep your weapon steady and downrange
Don’t joke or jester with your weapon, because guns aren’t toys

A to Z Guns & Pawn offers Florida Concealed Carry Classes

Our concealed carry classes tach applicants the fundamentals of pistol shooting and gives them access to knowledge of weapons handling techniques. We cover a wide range of topics in a simplified manner so it’s easy to understand.

A to Z Guns & Pawn specializes in providing professional concealed carry training programs. These classes are held in air-conditioned training room for the convenience and comfort of the participants. If you are trying to find concealed weapons classes in South Florida then look no further than A to Z Guns & Pawn

BEST GUN AND PAWN SHOP IN DEERFIELD BEACH BEACH

A to Z buys and sells every type of gun near you and you can definitely find just about any brand of gun you are looking for with us. We buy and sell used Kel-Tec guns, Springfield Armory, Inc., Hi-Point Firearms, and more. Give us a call or come visit our location today if you are looking for the largest gun dealer in South Florida! To inquire more about our services, you may call us at 954-941-1826 or visit our contact page.

Guns

What kind of guns do pawn shops buy?

May 24, 2021 alewis@561media.com

Are you looking to sell your gun but don’t know where to turn? Consider selling to a Pawn Shop such as A to Z Guns & Pawn. We buy and sell all makes and models of firearms including handguns and long guns. We buy brands such as Smith & Wesson, Glock, Heckler & Koch, Colt, and Sig Sauer to name a few.

Any quality handgun or rifle that’s in good condition and its mechanics still function properly can be pawned or sold at most pawn shops. A gun that’s “like new” will be even more valuable; and even better if you have an antique rifle, like from the Civil War. Regardless, expect that they’ll want to vet and check your antique gun to make sure it’s authentic – while you might know the history, a pawnbroker will still go through the standard process of precautions.

How should I prepare my gun?

For starters, you’ll want to bring your gun secure in its locked case – and entirely unloaded. Like any responsible owner, you and the pawnbroker will want to exercise best firearms handling standards. This means treating the gun as if it’s loaded. You’ll also need to bring your gun license. They will ask to make a copy to keep on file so they can run a background check if necessary.

If you do choose to conduct a gun transaction with a pawnshop, do the things on the following list first.

Determine if the pawnshop buys and sells guns. Some don’t work with guns.
Come prepared with the gun’s maker, model, caliber, any mods, plus your driver’s license, any gun licenses / concealed carry permit, any gun safety certificates, and proof of residence.
Determine the value of your gun before you take it to a pawn shop.
Bring the gun unloaded in a locked case to be examined by the shop.

Pawn shops, like a bank, are operating a business, and they will charge fees for loan services. Also, each shop may have a particular interest in which inventory they accept. Not every pawn shop allows guns, know beforehand if a store accepts your item.

Can I Pawn a Used Gun that’s Been Gifted to Me?

If you have been given a used gun from a friend or family member, there is a good chance this gun is still registered in the original owner’s name.

Before accepting a gun as a gift, you want to ask to see the original paperwork. This will show you if that person indeed owned that gun, or if you are inheriting a gun that might have been stolen. The latter is obviously a large concern.

You do not want to be in possession of a stolen gun. If you find that either of the aforementioned scenarios is true, return the gun back to the person who gifted it to you, and let them know your concern.

Is there a Waiting period to Buy A gun from a Pawn Shop?

There is a waiting period of three days, excluding weekends and state holidays, between the purchase and delivery of all firearms. Individual counties and cities have the authority to enact local ordinances extending the waiting period to as much as five days. Please consult local ordinances for more detailed information.

Best Gun and Pawn Shop in Deerfield Beach Beach

Blog, Pawn Shops

Are Pawnshops Better Than Online Marketplaces

April 13, 2021 alewis@561media.com

Spring has sprung and you have cleaned and organized, now you have some items lying around your home that you want to sell? Great! You are just a few steps away from turning your items into cold hard cash. The first thing that you need to do when you want to make money by selling items around your house is to decide which method that you are going to use to sell your items.

Many people instinctively think of selling them online via platforms such as offer up or eBay. However, while these online marketplaces do allow you to sell things like video game consoles, watches, necklaces, cameras, musical instruments, and more, it is not the best way to do so. In fact, the best way to sell your items is to a pawn shop. In this blog, we will explain why selling items to pawn shops is the best way to rehome your unwanted items.

Why is Selling to Pawnshops better Than Online Marketplaces?

There are many reasons why selling to pawn shops is better than online marketplaces. Here is a rundown of all of the top reasons:

Speed

An online auction can take anywhere from a few days to even a few weeks to complete. This means that you are going to have to wait for a significant amount of time before you get your money if you sell your item online. At A to Z Guns & Pawn there is no waiting period. Once a price is agreed on, you will have the money in your hands immediately. There is no waiting period for funds to clear the bank after the auction has closed. There is no extended wait time so you can walk in and sell your items the walk out with a wallet full of cash in just minutes

No Shipping Fees

When you sell your items directly to pawn shops you do not have to deal with the hassle of obtaining shipping information, purchasing boxes, bubble wrap, and tape, then going to the post office, waiting in line to purchase stamps and insurance in case the item gets lost. All that you have to do is drive the item right to A to Z Guns & Pawn located in Deerfield Beach. We will give you cash on the spot and save you the trip to the post office.

The Option to Pawn Instead of Sell

During your spring cleaning, you found Grandma’s beautiful golden necklace that grandpa gave her before he went off to the war. It is a family heirloom and you can’t bring yourself to part with it. Unfortunately, as with many people, you’ve hit a rough patch and are strapped for cash. You are considering selling the necklace because you need money quickly. With eBay, you would have to sell the item in order to get access to money. When you visit A to Z Guns & Pawn, you have the option to pawn the item instead of selling it. Pawning is the process of receiving a loan for the item in exchange for giving the pawnshop the item as collateral. You will then typically get thirty days to repay the loan plus interest. At A to Z Guns & Pawn, give you fast access to cash without having to sell us your item. Once you repay the loan and interest in the agreed time we will return your time to you. This is a great way to get yourself out of a short-term financial jam.

Zero Risks of Being Scammed

Scammers often target unsuspecting sellers on online platforms. It is a common misconception that only buyers can get scammed, but there are many ways that sellers of goods online can get scammed as well. Scammers have been known to offer sellers higher buying prices for their items if they agree to allow them to purchase outside of the platforms, under the guise of both parties avoiding the transaction fees. These scammers then send unsuspecting sellers counterfeit checks and claim delivery of your goods. Then, they send you a fake check and you deliver your item. Days late, you realize that the check bounces and you have been scammed.

Another way that scammers swindle sellers online is by claiming that they only sent them an empty box or never received the item. In this scam, they file a dispute with and lie to the marketplace claiming that the seller never sent them the item. Most marketplaces tend to lean towards believing the customer and they put the onus on the seller to prove that the item was indeed sent. They often times require the seller to make a full refund. Then the scammer keeps both the item and the refunded money, while they return the seller an empty box.

These are just two of the scams, but unfortunately, there are many more. Selling items to a pawn shop reduces your risk of being scammed to zero. We offer upfront pricing and you know exactly who you are dealing with. Pawnshops such as A to Z Guns & Pawn are licensed and governed by the state and local bodies and will lose their operational licenses if they are found to be in breach.

We Never Charge Selling Fees

Marketplaces charge percentage fees for the right to sell on their platform. These fees can sometimes be as high as 10% of the items selling price. Pawnshops like A to Z Guns & Pawn never charge fees, in fact, we give you money for your items when you sell them to us. With no middle man taking a cut, you are able to walk away with 100% of the sale of the item.

Why would you want to waste money paying marketplace fees when you don’t have to? And did we mention that when you sell your items to A to Z Guns & Pawn we pay in CASH? There is no waiting for settlements to be processed and funds disbursed or checks taking days to clear from bank to bank. A to Z Guns & Pawn will give you cash in hand before you walk out the door.

Why Are Pawnshops Better Than Selling Online?

Pawnshops do not require you to ship your items through the mail, they enable you to make extremely fast transactions, they give you the option to pawn instead of sell, they present zero scam risks, and they do not charge fees when you sell to them.

All of these advantages mean that when it comes to selling your household items, pawn shops are far superior to online platforms like bonanza, OfferUp, and eBay. Just imagine how devastated you would be if you attempted to sell a Grandma’s necklace online only to fall victim to a scam. Ask yourself if you are willing to deal with the risk of being scammed? If not then come on down to A to Z Guns & Pawn and we will give you a fair price for your items.

READY TO PAWN OR EVEN SELL YOUR ITEMS? COME BY A TO Z GUNS & PAWN TODAY!

A to Z Guns and Pawn is one of the most popular and regarded pawn shops in all of Broward County. When you’re ready to pawn or even sell an item, you can trust that we’re the go-to choice. You can also trust that if you have a firearm that you’re willing to sell or pawn, we’ll help determine its best value. To inquire more about our services, you may call us at 954-941-1826 or visit our contact page.

Uncategorized

What Do Pawn Shops Buy? What Items Can I Pawn?

March 16, 2021 alewis@561media.com

For many people, pawn shops are an excellent way to get fast cash. A pawn shop is a place that uses your valuables as collateral for a loan or buys them with the intention of reselling. If you choose to take out a loan, you’ll have a specific amount of time to pay back the loan plus interest before your items are returned to you. If you fail to meet your repayment obligation then your items may be sold to recoup the Pawn Shop’s losses.

What Can I Pawn?

You might be wondering, “What can I pawn?” The easy answer is you can pawn almost any item of value. Now value is subjective so acceptable items will vary from shop to shop, but there are certain items that are almost always universally accepted. Jewelry, precious metals (gold, silver, etc) electronics, and musical instruments are usually accepted at most pawn shops.

Pawn shops take great care in ensuring they do not purchase stolen items, in fact, they are extra careful to avoid buying stolen property since they will be on the hook for it and have to forfeit it to law enforcement. To avoid any mixups or slowdowns make sure you include any documentation or proof of purchase you have related to the times you wish to pawn.

Pawn shops usually will not accept items that are clearly replicas (such as fake designer purses, watches, and shoes). They also do not typically accept clothing or books, unless they are very valuable ( like a first edition Tom Sawyer or Pride and Prejudice). And while they may not have a friend who is an expert who just happens to be 5 mins away, pawn shops do their due diligence to make sure the items are authentic. Items should be in full working order when you bring them to be pawned.

What Do Pawn Shops Buy?

So what do pawn shops buy? Pawn shops typically buy anything they know they will be able to sell. Jewelry is a big part of most pawn shops. Customers can pawn a valuable piece of jewelry for a lump sum of cash or a temporary loan, and the pieces can easily be resold at a fair price. Gold jewelry is much more valuable than silver jewelry and thus it fetches a higher price. Most shops are not interested in watches unless they are extremely valuable and have proof of authenticity. Rolex, Cartier, Chanel, Breitling, and Piaget are popular brand names for watches. Most pawn shops will also accept collectible currency and coins including half dollars, silver dollars, and rare paper money.

Power tools that are in good condition are usually acceptable by most pawn shops. Popular brands include Bosch, DeWalt, Craftsman, Milwaukee, and Dremel. Circular saws and power drills are always in high demand and so they make great items to pawn. Printers and computer equipment can be pawned, but they must be new models. The same goes for TVs and tablets. Guns can be a tricky item so we wouldn’t recommend walking in off the street with a firearm on your person. Instead, it is a great idea to call ahead and schedule a time and pick up option with the pawn shop Walking into a store with a gun (even if you plan to pawn it) is never a great idea, so call ahead before visiting. Many pawn shops will gladly accept video game consoles (such as PlayStation4-5, Wii, and Xbox devices), as long as they are in good working order.

DVDs, video games, and cell phones are not great items to pawn because they are so common. Used DVDs and video games are sold cheaply in thrift stores and other resale shops, so pawn shops are unlikely to be interested in them. Cell phones are frequently stolen, and it is usually too risky for a pawn shop to sell them. However, there are exceptions to these rules, so check with your local pawn shop to learn exactly what items they accept.

The Best Items to Pawn in Boca Raton

If you’re interested in pawning items, it’s a great idea to make a note of the best items to pawn and stick to that list. Gold jewelry and current electronics are always desirable at pawn shops. Even broken gold jewelry is still valuable. iPads, current flat-screen TVs, and digital cameras by Nikon and Canon are also highly desirable. Musical instruments, such as electric guitars and violins can also fetch a pretty price.